Personal workspaceCash flow
Overview
Your money, in focus

Cash flow

See what comes in, what goes out, and how much room you have before the next payday.

Sample forecast starts October 1, 2026
Opening cash$6,842.00Cash accounts only
Projected closing$9,027.00After listed events
Lowest projected balance$4,744.00Buffer protected
Conservative spending room$3,744.00Lowest balance minus buffer
Dated cash movements

Balance after each event

Estimated

Each bar is the balance after a listed event, not a daily average. Amber bars fall below your buffer. Exact amounts are in the ledger.

What if?

Protect your breathing room

Your lowest balance stays $3,744.00 above the buffer.

Expected income and obligations

9 events
Forecast event ledger
DateEventCash movementBalance after
2026-10-01Rent-$1,650.00$5,192.00
2026-10-05Amex minimum-$180.00$5,012.00
2026-10-08Car insurance-$186.00$4,826.00
2026-10-12Discover minimum-$82.00$4,744.00
2026-10-15Payroll$3,200.00$7,944.00
2026-10-18Auto loan-$392.00$7,552.00
2026-10-21Living expenses reserve-$1,650.00$5,902.00
2026-10-28Payroll$3,200.00$9,102.00
2026-10-30Internet-$75.00$9,027.00

Assumes income arrives on the listed dates and no unlisted charges occur. Transfers are not income. This sample scenario is separate from the illustrative overview forecast.

Edits reset when you leave or reload. No money is moved.